HGT Radio

The blog that's always on the radar.

Simple Driving Mistakes that are Actually Reckless

Posted by on May 27, 2017

We already know that reckless driving behaviors can result into traffic accidents. We have drunk driving, driving while under the influence of illicit drugs or medications, speeding, and weaving through traffic. But do you know that even the most innocent driving mistakes can be considered reckless and may cause accidents?

Driving While Distracted

Driving while distracted commonly occurs because of the driver’s confidence of his or her own driving skills and he or she truly believes that nothing bad is going to happen anyway. But sadly, many accidents today are caused by distractions, including food, drinks, grooming materials like combs and mirrors, and mobile devices.

Not Looking at Mirrors

Vision is an important aspect of driving. It allows you to detect possible collision hazards and other dangers. Unfortunately, not all hazards are right in front of you, so you have to utilize your sidemirrors and rearview mirrors to look out for these hazards. This can be particularly important during turns.

Not Using Signals

Signals are good ways to let other drivers know where you are about to go. This is important because you are giving them an idea of your future position, so they can react accordingly – they can slow, give way, or avoid you. If you don’t use your signals, especially in turning maneuvers, you are not giving them that idea.

Running Through a Red Light or Stop Sign

It doesn’t matter whether the intersection has a traffic light or stop sign. You should always follow it to avoid right-of-way issues and accidents that may arise from them. Many T-bone collisions occur because a vehicle from an adjacent road runs through a red light or stop sign and crashes into an innocent car.

Swerving to Avoid Obstructions

You are diligently traveling on the road when a pedestrian suddenly crosses the street. You try to avoid the pedestrian by abruptly swerving into the other lane. But instead of avoiding an accident, you actually cause one, as you hit another vehicle in that lane. During obstructions, it is better to slow down than to abruptly change lanes.

What You Can Do

According to the website of this Fort Worth car crash lawyer, those who have been injured because of car accidents may get compensation. This is especially true on instances where the injured are mere victims of an accident caused by a reckless party. In other words, you are not just dealing with injuries, but also lawsuits, if you do reckless things on the road.
The best to do is to avoid blatantly reckless driving behaviors and the simple driving mistakes above, to ensure that you are free of medical bills and legal fees.

Read More

Look Younger, Boost Your Self-Esteem, Boost Your Sex Life and, according to Some, Make Your Clothes Fit Better through Breast Augmentation

Posted by on Apr 1, 2017

According to the American Society of Plastic Surgeons (ASPS), there were about 5.7 million reconstructive surgeries performed in 2013. Breast reconstruction, the last in the top six reconstructive procedures performed during the year, was undergone by 96,000 women, a 4% increase compared to 2012.

Breast reconstruction surgery usually follows a mastectomy or the removal of a female breast (usually due to cancer). This procedure attempts to repair a breast, that is, restore its shape, appearance and size. Although a breast may indeed be reconstructed, two of its expected consequences are: the sensation and feel of the reconstructed breast will not be the same as the one it replaced; and, the reconstructed breast will bear the incision lines.

Another surgical procedure many women undergo to look younger, boost their self-esteem, boost their sex life and, according to some, to make their clothes fit better, is breast augmentation, clinically called augmentation mammoplasty.

Breast augmentation is aimed at improving/restoring symmetry or increasing fullness of the breasts, enlarging naturally small breasts, or restoring breast volume which is greatly affected by pregnancy, weight reduction, breast cancer surgery or mastectomy.

Augmenting the breasts may be done through the use of implants that are placed under the breast tissue or chest muscles. Implants, which last about 10 years, has an outer layer that is made of firm silicone, while its inside may be filled with silicone gel, saline solution or salt water, or a composite of alternative substances.

Despite some of the risks associated with breast augmentation procedures (the fact is, any surgical procedure poses some kind of risk), this type of cosmetic surgery is safe. However, before finally deciding whether one should undergo breast augmentation and which implant to choose, it is necessary to discuss things first with your trained and certified cosmetic surgeon.

In its website, the Bergman Folkers Cosmetic Surgery mentions how highly individualized a breast augmentation procedure is; however, though it can be performed for corrective purposes, it cannot correct pendulous or sagging breasts. To restore the youthful firmness and shape of breasts, breast mastopexy or a breast lift will first be required; only after this breast lift may breast augmentation be performed.

Read More

In-house Copywriters for Well-researched, High-quality Online Writing Jobs

Posted by on Mar 31, 2017

In 2007, copywriting was included by one American firm in the list of the fastest-growing careers in the United States. Copywriters, especially those who are professionally skilled, continue to be in high demand and, despite the influx of applicants, this huge and still expanding industry has plenty of rooms to offer.

Copywriting is written content communicated through print materials and online media; it is used mainly for writing advertising or marketing materials that are intended to persuade and raise awareness. It is most commonly seen in billboards, postcards, sales letters, brochures, white papers, scripts for radio and television ads, press releases, jingle lyrics, taglines, catalogs, websites, emails, kinetic words and other media pages for marketing communications.

For online business owners and entrepreneurs who are looking forward to promoting their business or website through persuasive copywriting advertisement, there are a couple of options for the job: a freelance writer or a copywriting service firm.

Freelance work has enabled thousands of talented and computer savvy individuals to put their skills to good, income-earning use. It may not have the usual things enjoyed by employees, like fixed monthly income, health benefits, performance incentives and retirement benefits, but it sure can make anyone earn good income, depending on how long and fast he/she would work every day. Aside from this, copywriters can also write at their most convenient time and have themselves as their very own bosses.

The continuous increase of demand for copywriting jobs, however, was seen by many firms as an opportunity for business growth and, by creating a pool of talented and skilled writers, not only were these firms able to enter the copywriting jobs arena, but were also able to win over many of the clients in search of quality work for any type of writing needs.

It cannot be denied that copywriting service firms have a wider pool of talents. But more than just a pool of talents, firms can be expected to produce only carefully researched, optimized and high-quality copywriting jobs since these have a reputation to protect; clients can also demand reliability and accountability in all the copywriting services provided by these firms. Aside from these, copywriting services provided by in-house writers who work collectively can guarantee, at least two things: high-quality work and commitment. As already said, the firm has a reputation to protect, thus it makes sure that its clients get only the best results.

Many different kinds of clients who have sought the services of copywriting service firms have seen directly the quality of work provided by in-house writers; thus, a majority of them end up seeking their services.

Read More

Bankruptcy: Helping People Regain Control of Their Financial Future

Posted by on Mar 30, 2017

In the website of Erin B. Shank, P.C., it is said, “Dealing with financial problems can be draining – physically, mentally, and emotionally. There’s not enough money to make ends meet… and worse, you’re getting phone calls from creditors day and night, wanting to know when you’re going to pay them the money you don’t have! The longer it goes on, the worse you’re bound to feel. Sooner or later, something has to change.”

The context mentioned above of is one scenario thousands of Americans find themselves in. For like a chronic disease that develops and worsens over time, so too do debts, becoming too overwhelming that these become impossible to settle.

After six months of failure to make payments, particularly to banks and credit card companies, a person’s loan or account would be considered as bad debt and would be referred to an agency which, in turn, could (and many do) resort to harassing tactics to make him/her pay.

Crushing debts have caused many individuals so much worry and stress; these have even affected family and professional relationships, many of which ending up destroyed. Debts, however, are not unsolvable problems, for the law offers legal alternatives to enable individuals to address their debts and regain control of their financial situation. One such legal alternative is bankruptcy, which is a legal declaration of one’s inability to settle personal or business loans. Besides enabling a person to regain control of his/her financial life, bankruptcy also offers the immediate effect of stopping all attempts by collecting agencies to collect debt payments as soon as bankruptcy is filed in court (this immediate effect of bankruptcy is called the “automatic stay”). Creditors will also lose any right to have a debtor’s salary garnished or his/her bank account levied.

There are different Bankruptcy Chapters available. A person, with the help of a seasoned bankruptcy lawyer, may be able to understand what bankruptcy really is, its effects and which specific chapter to apply for. The different chapters of bankruptcy include:

  • Chapter 7 bankruptcy – a liquidation bankruptcy wherein a court-appointed trustee sells some of the “non-exempt” assets and properties surrendered by the debtor (there are exempt properties, like the home, which the debtor can keep and protect). The proceeds from the sale are distributed to the creditors and the remaining amount (if there is any) will be returned to the owner. The debts to be paid in this chapter are the non-dischargeable debts (usually government-related debts). Debts from which the court can decide to free the debtor can include credit card bills, medical bills, past utility bills, personal loans, and so forth.
  • Chapter 11 or business bankruptcy – allows the business firm to either restructure its finances (repayment plan) for more affordable payments, or liquidate some of its properties to be able to pay creditors. Unlike in chapter 7, wherein a business will have to cease operations, chapter 11 allows a firm to stay in business.
  • Chapter 12 – is designed for family farmers and family fishermen which should have a regular annual income to be considered eligible under this law. which own and operate the fishing or farming business; which own at least 50% of the farming/fishing business; and, which earns a regular annual income.
  • Chapter 13 – which is reorganization or restructuring bankruptcy, requires debtors to design a debt payment scheme spanning to three years (can be five years if the court so allows). Under this chapter, all of the debtor’s properties are saved or never sold.

A realistic and objective assessment of a debtor’s financial condition is required regardless of the chapter of bankruptcy a debtor wishes to file. Making sure, therefore, that the lawyer, who you will hire will be able to defend your rights and interests well.

Read More

Drink Water the Way Water should be – Clean, Tasteless and Odorless

Posted by on Mar 29, 2017

Drinking water supplied to U.S. homes comes either from ground water or surface water. Ground water is located below the ground where it collects in spaces and pores in rocks and underground aquifers; surface water, on the other hand, is water collected in streams, reservoirs, lakes and rivers. This type of water is treated either by the government or privately-held facilities. With regard to ground water, however, there is never any guarantee that this goes through a treatment process.

Though surface water undergoes treatment, one has to be aware that most of America’s water still relies on using pre-World War I-era water treatment technology. Due to this, one can legitimately ask if this old technology is capable of removing 21st century substances that contaminate tap water. These substances can include lead, pathogens, arsenic, radon, industrial chemicals, pesticides, and haloacetic and trihalomethanes acids.

The way your  water tastes, smells, feels, and affects you and your household depends on a number of factors, including the quality of your well water, any possible contamination, the age of your water distribution system, your home’s plumbing, and possible violations to the federal drinking water standards.” In some states, like in South Texas, for instance, where the summer weather can cause the rapid growth of algae on the surface of water reservoirs, your tap water having taste and odor is not a remote possibility. Though the government assures the public that water is safe to drink despite the taste and odor it may have, residents cannot, and should not, leave anything to chance.

It is but true that the government should do all it can to make sure that everyone gets clean and safe drinking water whether at public water fountains or inside people’s home; citizens, however, can act on their own in making sure that the quality of their water is what they want it to be: colorless, tasteless and clean. This assurance may be possible by getting a home water conditioning system. This equipment will save you from any worries about your drinking water, which comes directly from your own faucet; you will also save money as you will no longer need to buy bottled water for your drinking needs.

Read More

Advantages of not Fixing a Leak by Yourself

Posted by on Jan 24, 2017

More than just bothersome, plumbing leaks are annoying and, worse, destructive. If a leak starts to affect the the foundation of your home, this can cost you hundreds of dollars in repair or replacement cost of your flooring, carpet, furniture, and probably even medication because if it causes growth of mold or mildew, then this can definitely affect the health of your entire family.

Plumbing leaks that occur under the concrete foundation of your house is referred to as slab leak by professional plumbers and insurance companies; a leak occurring above the floor, on the other hand, is called pinhole leak.

It can be difficult to detect a leak in your plumbing system. You may not even be able to realize that there is a leak in your plumbing until it is manifested by a sudden spike in your water bill; if the leak is in a hot water pipe, then besides the sudden rise in your water bill is also a sudden increase in your electric bill.

Other than higher water bills, symptoms of a leak also include:

  • The sound of running water even when all faucets are turned off;
  • A hot spot on the floor which could indicate a hot water line leak;
  • Cracks in walls or floors if it is a slab leak; and,
  • Mildew or excessive moisture under carpets.

While it can be tempting to fix a leak by yourself, allowing professional plumbers do the work is a much wiser decision. If the problem is a slab leak, especially, then this will require careful process and technical expertise.

Besides being trained for the job, professional plumbers have the necessary tools and devices, such as an electronic amplification equipment and an electromagnetic pipeline locator that will allow them to locate the very source of the leak and make the necessary repair fast and with the least disruption to your property. Aside from saving you time and money, hiring professional plumbers to do the job should not be a worry for, aside from the warranty they give, your insurance providers will also most certainly cover the cost of the leak detection service, line access and isolation, and dry out and restoration of your property to the condition before the leak occurred. The only thing you may only have to pay for is the cost of the plumbing repair.

Read More

Mediation: Maybe the Best Alternative Divorce Procedures

Posted by on Jan 23, 2017

As alternative to the traditional way of settling divorce, which is through the courts, are a number of other divorce procedures that offer lots of advantages. One of this is the do-it-yourself (DIY) divorce, the procedure appropriate for childless couples whose marriage has lasted for about a year or two and who do not need to settle spousal support issues (to make sure that the final divorce agreement contains the correct stipulations, however, it is advised that a lawyer look into the divorcing couple’s contract agreement).

Another alternative is collaborative divorce, wherein the spouses, with their respective lawyers, discuss their needs and interests that they want to be placed in the settlement agreement. Each lawyer will need to meet with the other spouse (with his or her own lawyer present), as well as with a team of experts, such as a property evaluator and a child specialist, to make sure that the demands of each spouse are reasonable and possible.

Then there is mediation or mediated divorce, which is probably the most recommended alternative for resolving divorce and all divorce-related issues.

Divorce mediation, like collaborative divorce, is non-adversarial in nature. Unlike the latter, however, it is more private and cheaper way of settling divorce; it also allows spouses to resolve all divorce-related issues faster and on their own. In divorce mediation the spouses work with a mediator, who is a neutral third party member. The mediator’s role is to help the spouses arrive at an agreement peacefully and amicably. While some decisions are nor easily reached due to personal emotions and conflicts that may suddenly arise, the mediator helps to make sure that such emotions and conflicts are filtered out and reduced to allow the spouses to communicate freely and openly.

Mediated divorce may take about three months to finish. A spouse may consult with a mediated divorce attorney to make sure that what he or she will negotiate for (during the mediation process) are reasonable and that the final contract of agreement on all issues are worth agreeing to.

A DIY divorce can cost spouses up to $1,500, depending on the complexity of the divorce case, the fees for the paperwork and of specific court where the case will be filed. Based on certain estimates, the cost of collaborative divorce can reach up to $7,500 (or more), a litigated divorce between $20,000 and $43,000 (or so much more), and a mediated divorce, up to $4,500 (or a little bit higher).

As discussed in article by Austin divorce lawyers of Kirker Davis, LLP, mediation offers many benefits for those that choose to utilize it, some of its most key benefits include:

  • Lower court fees and attorney costs
  • Faster resolution
  • Being able to negotiate for what you want
  • Maintaining a better relationship with your ex-spouse
  • A division of assets that both parties can accept
  • Saving any children the pain of a strenuous divorce

Divorce mediation may not work for all couples, especially for those who willfully refuse to recognize the rights and interest of the other party; however, those who have successfully ended their union through this divorce procedure, have remained good friends and great parents for their children even after parting ways.

Read More

Wrongful Death Lawsuit by a Decedent’s Beneficiaries

Posted by on Jan 22, 2017

Thousands of tragic events have left millions of individuals dead and a lot more severely injured. These have also changed the lives of victims and of victims’ families. Tragic events can happen anytime and anywhere, wreaking huge amounts in property damages, besides claiming many lives.

Most often than not, these tragic events are consequences of human error or man’s negligent and careless behavior. The sinking of the Titanic, for example, wherein more than 1,500 passengers died; the Exxon Valdez accident in 1989, which resulted to 10.8 million gallons of oil spilled into the waters of Prince William Sound; the Piper Alpha Oil Rig fire in 1988 that claimed the lives of 167 workers and caused property damage that amounted to $3.4 billion. There are many more less huge accidents, like fires, methane hydrate eruptions, tsunamis, and scaffoldings, tower crane, roofs, stadiums or houses suddenly collapsing, but which, just the same, took lives or caused individuals to suffer an injury. The worst effect of these events is more than the value of all damaged properties combined, for these are lives lost through wrongful death.

Wrongful death is a legal claim that can be filed by the beneficiaries or survivors of a person who is said to have met an untimely and unjust death. In this legal claim, the defendant is the liable party. This claim for damages includes loss of earnings that the deceased could have still been able to earn, medical expenses prior to the victim’s death, and loss of consortium (removal of the benefits of a relationship, including sexual, because of the injuries or death caused by a negligent party).

Only a surviving dependents’ personal representative (can be a lawyer or any of the family members) can file a wrongful death lawsuit (in behalf of the surviving dependents/family). The damages may differ from one state to another, besides the time limit, or statute of limitation, set by states within which this lawsuit may be filed (statute of limitation also differs among states; some have set only a year, while others give dependents two or more years).

Preparing all the documents necessary in filing a lawsuit may already cause stress to the surviving family, more so will the actual court proceedings, which can turn very emotional and painful for all those grieving the sudden loss of their loved one. This is the time, as pointed out by Fort Walton Beach personal injury lawyers at the Bruner Law Firm, when legal assistance can really be beneficial. A seasoned wrongful death attorney may be able to help the surviving dependents receive compensation (from the liable party) for all end-of-life expenses as well as financial losses.

Read More

Brain Injury – A Serious Consequence of Irresponsibility on the Road

Posted by on Jan 21, 2017

Injury or personal injury that directly affect the human brain is always serious as this can cause severe effects, such as unconsciousness, amnesia, disability, comatose or even death. Personal injury, refers to any type of injury that is sustained due to careless, reckless or negligent act by an individual, business firm or government entity.

There are different possible causes of a personal injury, including a simple slip and fall, defective products, exposure to hazardous materials, medical errors, vehicular accidents and so forth. Some personal injuries are severe, resulting to prolonged disability or even the victim’s untimely death. But whether severe or minor, personal injuries always lead to costly medical treatment and financial loses, especially if the injury causes a person to miss work. Under the law, victims of this type of injury have the right to receive compensation from the liable party to cover present and future damages.

Brain injury, also known as traumatic brain injury (TBI), is an extremely serious personal injury. It is caused by a very violent blow or a strong jolt to the head. Accidents resulting to brain injury include falls (head first), sporting accidents, explosions, violence and, most especially, car accidents. According to the Centers for Disease Control and Prevention (CDC), of the more than one million people in the U.S. who are treated for brain injuries annually, more than 50,000 die.

Car accident is the leading cause of brain injury in the U.S. According to the personal injury lawyers of Spiros Law, brain damage, which 2.6 million Americans are suffering from, is almost always debilitating for any victim, impeding even the most basic life tasks. This is why those who sustain this serious injury are given the right to pursue legal action against the liable party, especially if the injury is a result of the liable party’s reckless or negligent act.

In its website, the law firm Williams Kherkher talks about this same legal right of victims and the best possible course of legal action that victims may pursue through the help of a seasoned personal injury lawyer.

Read More

What Benefit does Reckless Driving Ever Provide?

Posted by on Jan 20, 2017

Two things may be true about reckless drivers: one is positive; the other is negative. On the positive side, they have great driving skills, thus the ability to weave through traffic and drive aggressively without; the negative side, they willfully and wantonly disregard the safety of other people and their properties.

Reckless driving is nothing more than sheer lack of respect for others and the law. Drivers know fully well if they are behaving recklessly on the road since being reckless was definitely not what applicants for a driver’s license were taught and trained to do in driving schools.

Though anyone can be guilty of driving recklessly, the ones most prone to this type of irresponsible road behavior, as shown in the records from both the U.S. National Highway Traffic Safety Administration and the Centers for Disease Control and Prevention (CDC), are drivers aged between 16 and 19. As a matter of fact, every year, as many as 292,000 teen drivers are given emergency treatment in hospitals due to injuries, while about 2,650 others never get to see a new day again.

(Just) this April 22, 2015, a Toyota Prius that was driven by a female teen collided with a truck along Highway 50 near Stockton Boulevard in Sacramento. The truck had three occupants (all foreign senior citizens residing in Stockton), The accident, which claimed the lives of the female driver and three senior citizens, occurred before 2:30 am, while the female driver drove on the wrong side of the highway.

Accidents and injuries due to reckless driving are totally preventable; thus, it can be a cause of bewilderment to victims, their families, and traffic enforcers who are always left wondering and asking what could be so important that would make it worth compromising the safety of others.

An article in the website of the law firm Habush Habush & Rottier S.C.® talks about the legal rights of victims of car accident. One of these rights is pursuing legal action for the purpose of seeking compensation from the liable party.

Being hurt in a car accident can cause life-changing effects in the victim and his/her family, including in the financial aspect of their lives. This is why making sure that their claim for damages is of vital importance. Legal assistance from a highly-skilled car accident or personal injury lawyer may make this pursuit attainable.

Read More